How To Choose a Home Inspector

I would never recommend that you purchase a home without first getting that home inspected. You’re making a huge investment and not just a financial one. You’re also going to move your family into this home and you want to make sure that home is dependable and safe for the people that you care about to live in. But what should you look for when choosing the right person to inspect your potential investment? In this episode, Episode #19 of “Real Estate, Real Answers,” I’m going to share with you what makes a good inspector and, at the end, I’ll show you how to find the right inspector for you.

The first thing I think of when I think of a good home inspector is someone who is trustworthy and thorough. You’re making a big investment, probably thousands of dollars into this home that you’re buying. You want to make sure that it’s a good financial decision and that it’s a safe and dependable home for you to move your family into. For that reason, a good home inspector is first trustworthy and thorough. But how do you know if he’s trustworthy or thorough in his work? Well, you can ask for recommendations and look at reviews but I’ll go into more depth and share with you how to pick the right inspector in the end.

The second thing that makes a really good home inspector is someone who can help you understand the difference between a major issue and a minor issue. A good home inspector will do more than just email you his or her report when that inspection is done. He might meet you at the property or another location or maybe have a phone conference with you and explain that report to you, answer any questions and help you understand what are those major and those minor issues. Some issues can be insignificant like maybe a small building code change that happened since the home was built (he has to report all of those) or an issue could be a significant issue that you really want to have addressed and taken care of if you’re gonna move forward and purchase that home. Knowing the difference in major and minor issues is really important because when you’re negotiating for repairs with a seller you want to focus on the items that really matter and not waste time on insignificant or small items that will distract and probably prevent you from getting those major issues taken care of.

A third thing that can make a really good home inspector is someone who can do multiple types of home inspections. When you’re purchasing a home and getting inspected there are a lot of different reports and inspections that you can have done. Some you might want to have a specialist for but others are fine to have one inspector do all of those different reports. The inspector who can do multiple types of home inspections might have a broader base of experience and understand how the different systems in a home all work together. Also, you can save time and money by having one company do multiple inspections. Usually, they will give you a slight discount when you order more than one inspection and you also save time and stress by not having to coordinate with different inspectors to get each one into the home and inspect it at different times and to get them access to the home.

Those are the three things that I think make a really good home inspector, but I told you at the end that I would share with you how to find the right home inspector for you.  First I would suggest asking your real estate agent for recommendations. They’ve usually worked with a lot of different inspectors, seen a lot of different reports and developed a level of trust and dependability with certain home inspectors. They or maybe friends or family who have also gotten home inspections can usually give you a recommendation of a good home inspector.

The second thing to do to find the right home inspector for you is to ask WHY. When someone gives you a recommendation for a home inspector ask them why they’re recommending that person. It could be something simple like they’re a friend or a family member (that’s not really important) but it could be something significant like the reports or the way that they interacted with that inspector that was extremely valuable to them. Knowing why will really help you to pick the right home inspector and sometimes the reason that an inspector is good for someone else will help you know that that person might not be the right person for you. People value different things and what someone else might value in a home inspector might not match what’s important to you.

The third thing to do to find a good home inspector is to look at online reviews. Online reviews can be helpful but should be taken with a grain of salt. Usually, the people that do online reviews are people who are either really happy or know a home inspector or maybe had a terrible experience. When you look at online reviews, often you’re getting people on both ends of the spectrum and not hearing from all the people in the middle who had just a normal everyday experience with that inspector. So just understand that when you’re looking at those reviews you might not be getting a full picture of the work that inspector does.

Anyways, I hope this Real Answers been helpful for you! I’m Kyle Pfaffe, local Austin-area REALTOR and certified Texas First Time Homebuyer Specialist. Through professional and exceptional service, I focus on helping homeowners sell their homes for the most money they can net and helping home buyers purchase the “most house” for the least amount of money!

If you have a question, concern or need that I can help with, contact me and I’d be happy to help any way I can!

By your Texas REALTOR, Kyle Pfaffe

512.636.9707   kpfaffe@cityscapepg.com

NEW Pet Adoption! RUMMY!

Wilco Pet Adoption - Rummy

You can adopt “Rummy” for FREE! Caleb & Madison just sold their Round Rock house with me and, as part of my “Buy or Sell with Me, Get a Puppy for Free” program, they have chosen to sponsor “Rummy”! Rummy couldn’t make the move with Caleb & Madison, but his adoption fees are now covered completely and he is FREE to adopt for anyone who would give him a new home!

When I met Rummy, he was shy and quiet and is looking for a new home and owner to love and care for him! Would you consider adopting Rummy or do you know someone who would?! You can adopt him for FREE!

My “Buy or Sell with Me, Get a Puppy for FREE” program gives home buyers or sellers an opportunity to adopt a pet for free from the Williamson County Animal Shelter or, if they cannot accept a pet, to chose to sponsor another pet that someone else can then adopt for free! For more information on this program, CLICK HERE. Please consider supporting needy pets and helping to connect them with new homes and owners! You can find out more information on the Williamson County Animal Shelter and see all the pets available for adoption here, on their website.

Make sure to follow Move Smart Austin (you can sign up with your email on the top right of this page) for more updates and information on Austin real estate. Check out and like our Facebook page, Move Smart Austin.

Kyle PfaffeREALTOR® e: KPfaffe@cityscapepg.com
m: 512-636-9707 w: MoveSmartAustin.com

 

First Pet Adoption! TURBO!

1718 Rosenborough - Turbo2

You can adopt “Turbo” for FREE! Ryan & Solange just sold their Round Rock house with me and, as part of my “Buy or Sell with Me, Get a Puppy for Free” program, they have chosen to sponsor “Turbo”! Turbo couldn’t make the move with Ryan & Solange, but his adoption fees are now covered completely and he is FREE to adopt for anyone who would give him a new home!

I got a chance to meet Turbo and he is a sweet dog and seems like a lot of fun! Would you consider adopting Turbo or do you know someone who would?! You can adopt him for FREE!

My “Buy or Sell with Me, Get a Puppy for FREE” program gives home buyers or sellers an opportunity to adopt a pet for free from the Williamson County Animal Shelter or, if they cannot accept a pet, to chose to sponsor another pet that someone else can then adopt for free! For more information on this program, CLICK HERE. Please consider supporting needy pets and helping to connect them with new homes and owners! You can find out more information on the Williamson County Animal Shelter and see all the pets available for adoption here, on their website.

Make sure to follow Move Smart Austin (you can sign up with your email on the top right of this page) for more updates and information on Austin real estate. Check out and like our Facebook page, Move Smart Austin.

Kyle PfaffeREALTOR® e: KPfaffe@cityscapepg.com
m: 512-636-9707 w: MoveSmartAustin.com

 

ANYONE Can Buy a Home in Texas with $0 Downpayment

Buying a home in the Austin area usually costs thousands of dollars. But did you know that they are normal, easy ways for you to buy a home with a low or even $0 down-payment?  In fact, I just worked with a young couple to help them buy their first home and they were GIVEN a $2000 check at closing instead of paying a dime! I bet you’re about to turn this video off because this sounds too good to be true. Well, it’s not. Real people have used this real answer to save real money buying a home, for real.

In this episode of Real Estate, Real Answers, I am going to share with you a few of the ways that you can buy a home with zero money down and at the end, I’ll share with you how you can receive money when you close instead of paying money!

There are a number of programs available to home buyers like you here in the State of Texas to provide you with low or even zero money down-payment loans. Most of those programs have credit score requirements as low as 620 and you can qualify for some with a score as low as 580! I also know a lender who provides FREE credit repair who can usually help you if you have a score as low as 550. You could qualify to purchase a home in a short amount of time and I can put you in contact with someone who can help.

If you are a first-time home-buyer or haven’t bought a home in a while, there are national, state and municipal programs available to you for with a low or zero money down-payment. Most of those programs pay for your down-payment with either a bond or a grant. A bond is low- or zero-interest loan that you pay back either during the course of the loan or when you sell or payoff your home. A grant is a form of down-payment assistance that DOES NOT have to be repaid!

Here in Texas, the Texas Department of Housing and Community Affairs (TDHCA) has Program 79. This program provides down-payment and closing cost assistance of up to 5% in the form or a no interest, no payment bond to Texas home-buyers.

There is a similar program called “Homes for Texas Heroes Loan Program” for Texas teachers, firefighters and state employees that provides down-payment assistance in the form of a gift that never has to be repaid!

U.S. Department of Agriculture (USDA) has a nationwide 0% down-payment loan program for people buying in rural areas and the Veteran’s Administration (VA) provides 0% down-payment loans to U.S. military veterans.You can use all of these programs, and MORE, to buy a home with zero or very little money down.

I told you at the end how you can receive money instead of paying money at closing. Many of these programs cover your down-payment but there can often be money that you owe at closing to pay for your closing costs. Closing costs can be quite significant – 2-3% of the purchase price! Even if your loan program does not pay for closing costs, if your agent structures your offer right, you can work it out for the all of your closing costs to be paid by the seller at closing! I recently able to help my clients do just that! They put up $2000 in earnest money for the home they were buying and at closing, they were given a check for that $2000 right back – essentially paying NOTHING for their new home!

I am a certified Texas First Time Homebuyer Specialist and can help connect with the right lender and buy a home with little of zero money down! If you have questions about how you can buy a home or about these programs, please contact me with the information below, and I’ll be happy to help!

If this episode has been helpful for you, would you mind doing me a favor and subscribing to my YouTube channel? I’m Kyle Pfaffe and I want to thank you for watching episode #18 – this is Real Estate and THAT is the REAL ANSWER!