Tag Archives: Home Lending

Are Lenders Keeping Interest Rates Higher Than They Should Be?

According to a recent article in the Wall Street Journal, lenders might be artificially keeping interest rates higher than they should be. Mortgage rates are averaging as low as 3.37, over 3 percentage points lower than they were four years ago when the Fed began taking drastic steps to lower the interest rate. While these […]

Texas Down Payment Assistance Program

Texas HOMEbuyer Assistance Program Receive up to $20,000 in Down-Payment Assistance when you buy a home in theĀ Greater Austin area, but outside Austin city limits! The Texas HOMEbuyer Assistance Program is a new program funded through the U.S. Department of Housing and Urban Development and offers Texans up to $20,000 in down payment and closing […]

USDA Home Loan Facts

USDA Home Loan FAQs The U.S. Department of Agriculture (USDA) has been helping people purchase homes with a variety of programs for a long time. The USDA has a rural housing guaranteed loan program which offers assistance to residents who meet certain income requirements and are looking to purchase a home in certain geographical areas. […]